Are you receiving phone calls, letters and emails from the bank that you don't understand? Do you feel pressure that you are in a situation that you can't resolve?
If the answer to any of those questions is yes, a short sale is very likely to help you. WE negotiate short sales with banks on the homeowners behalf. We have helped hundreds of people move on from their over-leveraged homes and on with their lives. Short sales are complicated and require an experienced professional. We specialize exclusively in this transaction. Contact us to discuss your situation.
A short sale is the sale of a home where the net proceeds are not enough to cover the seller’s obligations, including mortgage payoff, closing costs, property taxes, transfer tax and commission. In some cases, these sellers may be in default on their mortgage and are potentially facing foreclosure. Life changes such as a divorce or job transfer may force a sale of their property, but some sellers find themselves in an “upside down” situation, meaning that they owe more than they can potentially realize from the sale of their property.
Have you become unable to keep up with your mortgage payments?
Do you face an imminent future financial hardship?
Do you owe more than the home is worth?
Have you already considered or pursued a loan modification with your lender, decided against one, or been denied?
Are you prepared to sell your home and move away?
Would you like to avoid a public auction, deficiency judgement and the credit ramifications associated with the foreclosure?
Nearing retirement and own your home but can't afford taxes or upkeep?
Are you aging or ill? Going through a divorce?